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Your SaaS stack
is bleeding money.

Upload a bank statement. We surface every wasted subscription and every contract about to auto-renew — in about a minute.

Live previewstatement-feb-2026.csv
  1. SlackWorkspace #2
    $12.50/moConsolidate
  2. Notion3 unused seats
    $24/moCancel
  3. FigmaAuto-renewed annual
    $45/moDowngrade
  4. AWSProduction workload
    $312/moKeep
  5. LinearOverlaps with Jira
    $89/moConsolidate
Recoverable$170.50/mo · $2,046/yr
FreeNo credit cardStatements deleted after analysis
What you’ll find

Specific bleed, not vague ‘savings’

Every audit returns named charges and a verdict. Not a generic spend report.

  • Duplicate

    Two Slack workspaces

    Engineering and ops both pay for separate Slack workspaces. Consolidate to one and refund the smaller seat.

    Consolidate
  • Inactive

    Notion seats for teammates who left

    Three seats still billing months after offboarding. Cancel them and reclaim the spend.

    Cancel
  • Forgotten trial

    Figma annual auto-renewed

    The trial converted in November. Two designers actually use it; switch to monthly until you're sure.

    Downgrade
  • Overlap

    Linear and Jira running in parallel

    Both are paid project trackers. Pick one, sunset the other.

    Consolidate
How it works

Three steps to your first audit.

  1. 01

    Upload

    Drop your bank statements — one or many at once. PDF, MT940, OFX, or CSV.

  2. 02

    Analyze

    We identify every subscription, flag waste, and score usage.

  3. 03

    Save

    Get actionable recommendations. Cancel, downgrade, or consolidate.

One platform, both sides

Subscriptions and contracts, linked.

Every other tool tracks one side. Spendrein connects both — so a verdict always knows its deadline.

SubscriptionActive

Figma · Organization

Seats billed
15 editors
Monthly charge
$675.00
Last statement match
May 1, 2026
Verdict
Downgrade
Linked to
ContractRenewal in 47 days

Figma · Annual order form

Term
12 months
Renewal date
Jul 7, 2026
Notice deadline
Jun 7 · 30d
Auto-renew
Yes

Miss the June 7 notice deadline and Figma renews for another year. Spendrein counts down to it — the verdict already knows.

Contract ingest

Three ways in. Zero data entry.

  • Drop the PDF

    Drag in any vendor contract. The fields fill themselves.

  • Forward the email

    CC your private Spendrein address. A contract appears, extracted.

  • Type it

    No file — just a renewal date? That works too.

What you get back

One PDF in. Eighteen fields out.

Dates, notice period, price — read, scored, and ready. You just say yes.

Extraction result92% confidence

Figma_Annual_OrderForm.pdf

Vendor
Figma, Inc.
Effective date
Jul 7, 2025
Expiration date
Jul 7, 2026
Notice period
30 days
Auto-renew
true
Total value
$8,100.00 USD
When you cancel

Cancellations are tracked, not toggled.

A status flip isn’t proof. Spendrein watches your bank feed until the charge actually stops.

Browse cancellation guides
  1. 01

    Marked

    Wed 10:42

    You hit cancel. We stamp it with a public reference and the date.

    • ref: CXL-a7f9c2
    • contract: Slack · workspace #2
    • requested: 2026-02-12
  2. 02

    Tracked

    ongoing

    A real record, not a checkbox. You always know where each one stands.

    • status: requested → awaiting confirmation
    • last update: 2 hours ago
    • next check: in 14 days
  3. 03

    Watchdog clear

    30 days later

    Thirty days, no new charge. Proof the cancellation landed.

    • no charge from Slack since the request
    • recovered: $12.50 / mo · $150 / yr
See it in motion

From statement to verdict in under a minute.

Drop a bank statement, get a recoverable total, see every recurring charge with a verdict: keep, cancel, downgrade, or consolidate.

Beyond the audit

The audit is where it starts, not where it ends.

Once your spend is in Spendrein it becomes something you can work with — allocate it to projects, organize the vendors behind it, map it on a relationship canvas, and query it from your AI assistant.

  • Cost allocation

    Spend by project, client, or team

    Assign subscriptions and charges to projects at full, percentage, or fixed amounts, and read the monthly and annualized cost of each. Export it for finance.

    Cost allocation
  • Vendors

    A registry that maintains itself

    Every vendor behind your spend in one list — seeded from your subscriptions, categorized, and linked to the charges it owns.

    Vendor management
  • Relationship canvas

    See how your spend connects

    An interactive map of payment sources, vendors, subscriptions, contracts, projects, and owners — and the relationships between them.

    Relationship canvas
  • AI assistant

    Ask Claude or ChatGPT about your spend

    Connect any MCP-compatible assistant. It reads your audit and benchmark pricing, and — on paid plans — queues cancellations and drafts negotiation scripts. It never sees your raw statement.

    AI assistant
Pricing

Simple pricing.

Start free, upgrade when you need more power.

Save ~17% on annual

Free

$0

One audit + indefinite watchdog on what we find

  • 1 full audit (up to 24 months of statement history)
  • Bank-feed watchdog — indefinite on what the audit found
  • Category breakdown + recoverable-spend report
Start free

Operator

Popular
$19/mo

For the person accountable for the spend

  • Unlimited audits
  • Bank-feed watchdog on every charge
  • Renewal alerts
  • Contract tracking + email ingestion
  • Cancellation composer (sent through your SMTP)
  • Negotiation scripts
  • Benchmark pricing
  • MCP / AI agent surface
Start Operator

Business

$199/mo

Trust + control for finance teams

  • Everything in Operator
  • 5 seats included (+$29/seat to 20)
  • Shared workspace — audits, contracts, cancellations across the team
  • Roles + invitations (owner / admin / member / viewer)
  • Workspace activity log + ownership transfer
  • Workspace data export (CSV)
  • DPA
  • Dedicated onboarding
Start Business
Questions

Subscription audit, plainly explained.

  • What is Spendrein?

    Spendrein is a SaaS subscription tracker and contract tracker for small businesses. You upload a bank or card statement and Spendrein finds every recurring SaaS charge, flags duplicates and forgotten trials, and recommends whether to cancel, downgrade, or consolidate each subscription. You can also upload or forward contract PDFs to track renewals, notice deadlines, and auto-renew clauses across every vendor.

  • Can Spendrein extract contract data automatically from a PDF?

    Yes. Upload a contract PDF and Spendrein extracts vendor, category, effective and expiration dates, notice period, auto-renewal flag, billing cadence, total value, monthly recurring cost, and contact details — eighteen fields in total. Each field comes with a confidence score; anything below 60% confidence is left blank for you to fill rather than guessed. The extraction runs through Claude Sonnet on the production model.

  • Can I forward contract emails to Spendrein instead of uploading?

    Yes. Every workspace gets a private contracts+...@send.spendrein.com address (shown in Settings). Forward any vendor email with a contract attached and Spendrein extracts the fields and creates a contract record in your Needs review queue. If you have a lot of contracts, this is the path — forward thirty emails in a minute instead of clicking through thirty upload flows.

  • How does Spendrein link a contract to the subscription it covers?

    In a single click. The vendor name extracted from the contract PDF (via AI) sits at the top of the subscription picker when you open the link panel, so connecting Figma-the-contract to Figma-the-subscription is one tap rather than a search. Once linked, the renewal date, notice deadline, and cancellation thread propagate across both records — the verdict on the subscription reads the contract's notice deadline, and a cancellation closes both at once.

  • Can I upload more than one bank statement at a time?

    Yes. The audit upload accepts multiple statement files in a single drop — PDF, MT940, OFX, or CSV — and processes them together as one audit. Useful when your SaaS spend is split across a business checking account and a corporate card, or across multiple currencies you want normalized into a single view.

  • How is Spendrein different from a personal subscription tracker like Rocket Money?

    Consumer subscription trackers connect to your bank account through a third-party data provider and focus on personal recurring bills. Spendrein is built for small-business SaaS spend: it parses statements you upload yourself, tracks vendor contracts and renewal dates, and produces an audit verdict for every line — not just a list of merchants.

  • How does the subscription audit work?

    Upload a bank statement (PDF or MT940). Spendrein extracts every recurring charge, matches it to a known vendor, and produces a verdict for each: cancel, downgrade, consolidate, or keep. You see total monthly bleed within a minute. No bank linking, no read-only credentials.

  • Does Spendrein cancel subscriptions for me?

    Spendrein composes the cancellation email using your own SMTP credentials, so the email comes from you, not from us. We then track the vendor's response and surface it back in the app. Spendrein does not impersonate you with vendor support agents or click through cancellation flows on your behalf.

  • What does Spendrein cost?

    There is a free plan that runs one audit. Paid plans add ongoing monitoring, contract tracking, team workspaces, and cancellation tracking. See the pricing section above for current rates.

  • Is my bank statement safe?

    Statements are stored only for the duration of the audit and deleted afterward. Spendrein never sees your bank login or card numbers — you upload the statement file yourself, and the system extracts only the line items it needs to identify subscriptions.

How we earn your trust

Ready to find your bleed?

Upload your statement and we’ll show you exactly where the money is leaking, in under a minute.

The promise

Statements deleted after analysis.

We drop the raw file from storage once parsing completes. Only the extracted subscriptions stay; the bank statement itself is gone.

  • No credit card

    Your first audit is free. Upgrade only if the report is worth it.

  • Results in ~30 seconds

    Upload a statement and we parse, classify, and report in a single pass.