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Subscription + contract tracker

Track subscriptions and contracts in one place.

Most tools track one or the other. Spendrein tracks both — and links them. Every recurring SaaS charge from your bank statement maps to a subscription record; every subscription can be linked to the contract behind it. Renewals, notice deadlines, and cancellation outcomes propagate across the link.

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The link

One vendor. Two records. One thread.

The subscription says what you’re paying right now. The contract says when it locks in. Together they answer the only question that matters: should this still be billing in 90 days, and if not, what’s the deadline to stop it?

SubscriptionActive

Figma · Organization

Seats billed
15 editors
Monthly charge
$675.00
Last statement match
May 1, 2026
Verdict
Downgrade
Linked to
ContractRenewal in 47 days

Figma · Annual order form

Term
12 months
Renewal date
Jul 7, 2026
Notice deadline
Jun 7, 2026 · 30d notice
Auto-renew
Yes

The subscription verdict (Downgrade) reads the contract’s notice deadline and counts forward: you have until June 7 to send notice, or you’re locked in for another 12 months at the current 15-editor seat count.

The category gap

Why most tools force you to pick.

Subscription trackers ignore contracts. Contract trackers ignore the bank statement. Enterprise SaaS management does both but at a procurement-team price point. Below the procurement band, teams typically run two separate tools that don’t know about each other.

Tool shapeExamplesCoversMisses
Subscription-only trackersRocket Money, Bobby, TrackMySubs, JustCancel, Kill the SubRecurring chargesContract terms, renewal dates, notice periods
Contract-only trackers (CLM)ContractSafe, Ironclad, Juro, Gatekeeper, ConcordContract documents, redlining, signature routingBank-statement spend discovery, per-charge verdicts
Enterprise SaaS managementVendr, Zylo, Productiv, Sastrify, ToriiBoth, plus negotiation servicesSMB pricing — typical floor is $30k+/yr
SpendreinSubscriptions + contracts, explicitly linkedNothing at the SMB price point

Tool shapes summarized from public positioning and pricing on each vendor’s site (verified 2026-05-20). Not exhaustive — see the full Spendrein vs comparisons for per-vendor detail.

What the link carries

Six fields, one thread.

From the moment a charge lands on the statement to the moment the cancellation reply parses in your inbox, every state change propagates across the link. The audit trail reads end-to-end without reconciling two systems.

  • 01

    Vendor

    The anchor. A vendor record connects every payment, subscription, and contract for the same tool.

  • 02

    Payment / bank-statement charge

    Every recurring line item from the upload, matched to a vendor automatically.

  • 03

    Subscription

    The active service: plan tier, seats, monthly or annual cadence, last-seen activity.

  • 04

    Contract

    Term length, start date, renewal date, notice deadline, price, auto-renewal flag.

  • 05

    Renewal reminder

    Calendar event fired ahead of the notice deadline. .ics export available.

  • 06

    Cancellation thread

    Composed email through your SMTP, vendor reply tracked, status flipped on the linked subscription.

Getting contracts in

Three ways in, none of them “type each one”.

The link is only useful if loading contracts isn’t the bottleneck. Spendrein gives you three ingest paths:

  • PDF upload

    Drop a contract PDF and AI extracts vendor, term, dates, notice period, auto-renew flag, billing cadence, and price across eighteen fields. Fields below 60% confidence stay blank for you to fill rather than guessed.

  • Email forward (best for many contracts)

    Every workspace gets a private contracts+…@send.spendrein.com address. Forward any vendor email with a contract attached — the record lands in your Needs review queue, extracted. Forward thirty emails in a minute instead of clicking through thirty upload flows.

  • Manual entry

    Type the metadata when the document lives in someone else’s drive or you only have the renewal date. Same field schema; no PDF required.

Note on linking: the vendor name extracted from each contract surfaces at the top of the subscription picker, so connecting contract-to-subscription is a single click rather than a search. Once linked, every renewal reminder, cancellation thread, and recovered-spend total propagates across both records.

Common questions

Subscription + contract tracking, plainly.

  • Why track subscriptions and contracts in the same platform?

    Because they're the same problem viewed from two sides. The subscription tells you what you're being charged for today; the contract tells you what locks in tomorrow and what notice period you owe. Most teams discover the disconnect only when an annual contract auto-renews at the seat count from a year ago — they had visibility into one half of the picture but not the other.

  • How does Spendrein link a subscription to a contract?

    The vendor name is the anchor. When you upload a contract PDF, AI extracts the vendor (Figma, HubSpot, Notion, etc.) along with the rest of the fields. When you open the link panel, the matching subscription sits at the top of the picker because the names align — so linking Figma-the-contract to Figma-the-subscription is one click rather than a search. Once linked, the contract's term, renewal date, and notice deadline appear alongside the live subscription row, and the per-line verdict (cancel / downgrade / consolidate / keep) reads the contractual reality, not just the monthly charge.

  • What if I don't have the contract PDF — can I still track the renewal?

    Yes. Use 'Create manually' to enter the vendor, term, renewal date, and price without a PDF. Useful when the contract lives in a shared drive someone else owns, or when you only have an order form. The link to the subscription still works — Spendrein doesn't require the document itself, just the metadata.

  • What if I have a lot of contracts already — do I have to upload them one by one?

    Forward them instead. Every workspace has a private contracts+...@send.spendrein.com address. Forward any vendor email with a contract attached and Spendrein extracts the fields and creates a contract record in your Needs review queue. If you have thirty contracts in inboxes, forwarding takes about a minute total versus thirty upload clicks. The free plan's monthly soft cap is fifty ingests; paid plans don't enforce a cap.

  • Can one contract cover multiple subscriptions?

    Yes. A master agreement with a vendor (HubSpot Pro, Sales Hub, Service Hub on one contract) can be linked to all three subscription records. The renewal date is shared across the linked subscriptions; the per-subscription verdict is independent.

  • Will Spendrein remind me before the contract auto-renews?

    Yes — by default 30, 14, 7, and 1 days before the notice deadline (configurable per contract), via email and an .ics feed you can subscribe to from Google Calendar, Outlook, or Apple Calendar. Reminders fire based on the notice deadline (renewal date minus notice period), not the renewal date itself, so you have time to act.

  • If I cancel through Spendrein, does the linked contract update?

    Yes. When the vendor's cancellation reply comes in (parsed from your SMTP inbox or marked manually), the linked subscription flips to cancelled and the contract is marked closed. Future renewal reminders for that contract stop firing. The audit trail is preserved — you can still see the contract, the cancellation thread, and the recovered annual amount.

Related

Read the pieces separately.

If you want the per-side detail: SaaS subscription tracker, SaaS contract tracker, contract renewal tracker, team subscription tracker, or recurring charge tracker.

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