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SaaS subscription tracker

A SaaS subscription tracker built for small business.

Most SMBs pay for two to three times more SaaS than they think. Spendrein audits your bank statement, finds every recurring charge, and tells you what to cancel, downgrade, or consolidate — before the next annual renewal locks in.

Run your first audit freeFree · No credit card · Statements deleted after analysis
Why it matters

Your spreadsheet only tracks the SaaS you remember.

The leaks aren’t in the line items you know about — they’re in the ones you forgot. A trial that converted three months ago. A seat for the contractor who left in February. Two project trackers doing the same job in different departments. A spreadsheet can’t surface what you didn’t already enter.

    Duplicate seats

    Two departments paying for separate Slack or Notion workspaces. One can absorb the other; you reclaim the seat fee.

    Forgotten trials

    A Figma annual that auto-renewed in November when only two designers actually use it. Switch to monthly until you’re sure.

    Departed employees

    Three Notion seats still billing months after offboarding. Cancel them and reclaim the spend.

How it works

Three steps. Under a minute.

    Step 01

    Upload a statement

    PDF, MT940, or CSV. From the business account that covers your SaaS. Spendrein never sees your bank login.

    Step 02

    Get the audit

    Every recurring charge surfaces with a verdict, a recommendation, and a recoverable total in your workspace currency.

    Step 03

    Track or act

    Keep the subscriptions you want, set renewal reminders for contracts that auto-renew, and track every cancellation you decide to send.

Features

What a real SaaS tracker does.

    Detection

    Every recurring SaaS charge, surfaced

    The audit reads your statement and pulls out every charge that repeats — monthly, quarterly, or annually. Vendors paid through Stripe, Apple, or Google land in the same list, matched back to the underlying tool.

    Verdict

    Cancel, downgrade, consolidate, keep

    Every line gets a verdict, not a vague 'savings opportunity'. Duplicate Slack workspaces flag as Consolidate. A Figma trial that auto-renewed flags as Downgrade. AWS for the production workload flags as Keep.

    Recovery

    Recoverable monthly total

    You see the dollar amount your SaaS stack is leaking, in your workspace’s primary currency, before you start clicking through any cancellation flows.

    Privacy

    No bank linking, no Plaid

    Statements are uploaded by you (PDF or MT940), parsed in our infrastructure, and deleted after the audit completes. There is no live connection to your bank account.

SaaS tracker vs personal tracker

Rocket Money is great. It’s not built for this.

Personal subscription trackers link to one bank account and surface Netflix and gym memberships. That’s a different problem. A SaaS subscription tracker handles multi-currency charges from corporate accounts, duplicate seats across teams, contracts with renewal dates, and the verdict-per-line workflow that turns a list of merchants into a list of decisions.

See also: the unified subscription and contract tracker, team subscription tracker, contract renewal tracker, recurring charge tracker, Spendrein vs other SaaS trackers, the SaaS tools glossary, or the free SaaS waste calculator.

Questions

Tracking SaaS, plainly explained.

  • How is a SaaS subscription tracker different from a personal one?

    Personal trackers (Rocket Money, Hiatus, Bobby) connect to a single bank account and surface bills like Netflix and gym memberships. A SaaS subscription tracker like Spendrein is built for businesses — it handles multi-currency charges, duplicate seats across teams, contracts with renewal dates, and the verdict per line item (cancel, downgrade, consolidate, keep) rather than a flat list of merchants.

  • Do I need to connect my bank account?

    No. Spendrein parses a bank or card statement you upload yourself (PDF or MT940). There is no Plaid, no read-only credentials, no third-party data broker in the path. Statements are stored only for the duration of the audit and deleted afterward.

  • How many SaaS tools does Spendrein recognize?

    Spendrein identifies recurring charges by matching against a vendor library that covers the long tail of SaaS — not just the top 50. When a charge can't be matched automatically you can label it once and the system remembers it for future audits.

  • Can it find subscriptions paid through a third party (Stripe, Apple, Google)?

    Yes. If the charge lands on the statement you uploaded, Spendrein sees it. The audit surfaces the merchant on the statement (e.g., 'STRIPE *NOTION') and matches it back to the underlying vendor.

  • What does Spendrein do that a spreadsheet can't?

    A spreadsheet records what you already know about. Spendrein finds the subscriptions you forgot — duplicates, forgotten trials that converted, seats for employees who left — and produces a recoverable total in under a minute. It also tracks contracts and renewals across the team, which a static spreadsheet does not.

  • Is there a free plan?

    Yes. The free plan runs one full audit so you can see what's recoverable before paying. Paid plans add ongoing monitoring, contract tracking, team workspaces, and cancellation tracking.

Start the audit

One statement, one minute, one number you can act on.

Free plan runs a full audit. No credit card, no bank linking, no live connection to anything. Statements are deleted after analysis.

Create free account